Who is the Bonding Capacity Calculator for?

It is built for owners, CFOs, and preconstruction leaders who need fast, accurate results for decide if new pursuits fit surety capacity.

How do I use the Bonding Capacity Calculator?

Enter working capital and net worth Add backlog and underbillings Review single and aggregate limits

Is this an official surety decision?

No. Final limits always come from your surety and underwriter review.

Why include underbillings?

Underbillings can reduce available working capital used in surety analysis.

Is this tool free to use?

Yes. This tool is free and designed for quick, practical results.

Does this work for projects nationwide?

Yes. It uses standard construction inputs used across the US.

Bonding Capacity Calculator

Estimate single and aggregate bonding limits quickly.

Bonding Capacity Estimate

Working Capital ($)

Net Worth ($)

Current Backlog ($)

Underbillings ($)

Estimated Single Job Limit

$6,500,000.00

Estimated Aggregate Program Limit

$12,000,000.00

Available Bonding Capacity

$10,200,000.00

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Bonding Capacity Calculator for owners, CFOs, and preconstruction leaders

Bonding Capacity Calculator helps owners, CFOs, and preconstruction leaders decide if new pursuits fit surety capacity. Enter working capital, net worth, backlog, and underbillings and get estimated single-job and aggregate bonding limits you can use immediately in your bid or project file.

Used by contractors across California, Texas, Florida, New York, and Illinois, with active users in Los Angeles, Houston, Dallas, Chicago, Phoenix, Atlanta, Seattle, and Denver.

Quick answer: what does this tool do?

Estimate bonding capacity by turning financial position into practical surety limits.

How should I apply the results?

Use output to gate pursuits and align pipeline planning with bonding constraints.

Is this suitable for public bids?

Yes. The inputs align with typical DOT, municipal, and federal bid requirements.

What keywords does this tool target?

bonding capacity calculator, surety aggregate limit estimator

The Bonding Capacity Calculator gives fast, reliable results for owners, CFOs, and preconstruction leaders to decide if new pursuits fit surety capacity. Enter working capital, net worth, backlog, and underbillingsand get estimated single-job and aggregate bonding limits in minutes.

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