AI Summary
- 28 states require a state-level general contractor license, while 14 handle licensing at the local/county level.
- 17 states accept the NASCLA standardized exam, making multi-state licensing easier for contractors.
- Most states require general liability insurance ($300K-$1M), workers comp, and a surety bond ($10K-$25K).
- Penalties for unlicensed work range from fines to criminal charges and inability to enforce contracts or file liens.
Key Takeaways
- Check BOTH state and local requirements — some states with no state license still require city/county permits.
- Electrical, plumbing, and HVAC almost always require separate specialty licenses.
- The NASCLA exam can save time if you work across multiple states.
- Keep licenses and insurance current — expired coverage can void your license.
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